Group Benefit Premiums

Academic Staff 


Monthly premiums and cost sharing can be found on the Benefits at a Glance document which is updated regularly.

Health and dental benefits are provided through Alberta Blue Cross. Life insurance and Long Term Disability benefits are insured by Manulife and the Accidental Death and Dismemberment benefit is insured by SSQ.

Each year, the university reviews group benefit premiums for each staff group. Premiums are adjusted, as required, to ensure adequate funding to maintain coverage. Many factors affect the ongoing costs of providing our group benefit coverage, including:

  • changes in the demographics of our staff
  • increased utilization of services and total paid claims
  • inflationary increases in health and dental expenses
  • claim reserve requirements by the insurer.

September 1, 2022 Adjustment

Based on this year’s review, the following premium adjustments will take effect September 1, 2022. All adjustments will be reflected on the September 23, 2022 pay date. The rates shown in the tables are monthly premiums with half of the monthly deduction taken from each pay.

Extended Health Care

Rates shown are for full time staff members. Cost sharing per the Collective Agreement.


September 1, 2021

Single                                                                            

Employee Share               University Share             

$7.08                                     $67.28

Total                                                                                      

$74.36

 

Family                                                                                

Employee Share               University Share               

$17.70                                     $168.42

Total                                                                                    

$186.12

                                                                     

 

September 1, 2022

Single                                                                            

Employee Share               University Share             

$7.08                                     $67.28

Total                                                                                      

$74.36

 

Family                                                                                

Employee Share               University Share               

$17.70                                     $168.42

Total                                                                                    

$186.12

 

Dental

Rates shown are for full time staff members. Cost sharing per the Collective Agreement.


September 1, 2021

Single                                                                                  

Employee Share               University Share

$0.00                                     $60.52                                  

Total                                                                                 

$60.52                                                                        

 

Couple                                                                              

Employee Share               University Share              

$0.00                                     $121.00                                 

Total                                                                              

$121.00                                                                                

 

Family                                                                                  

Employee Share               University Share

$0.00                                     $181.28                                 

Total                                                                                    

$181.28                                                                       

September 1, 2022

Single                                                                                  

Employee Share               University Share

$0.00                                     $59.08                                 

Total                                                                                 

$59.08                                                                              

 

Couple                                                                              

Employee Share               University Share              

$0.00                                     $118.08                                 

Total                                                                              

$118.08                                                                                

 

Family                                                                                  

Employee Share               University Share

$0.00                                     $176.92                                 

Total                                                                                    

$176.92     

Employee Basic Life Insurance

100% paid by the Academic staff member. Rate per $1,000 of benefit.


September 1, 2021

$0.0917

September 1, 2022

$0.0877

Long Term Disability

100% paid by the Academic staff member. LTD rate per covered salary.


September 1, 2021

Long Term Disability (LTD) 0.567% of covered salary

LTD Pension Waiver $1.098 per $100 of pension contribution

LTD Supplemental (per collective agreement) $0.0003 x rank salary

September 1, 2022

Long Term Disability (LTD) 0.565% of covered salary

LTD Pension Waiver $1.094 per $100 of pension contribution

LTD Supplemental (per collective agreement) $0.0003 x rank salary

All Other Benefits

There are no changes to the premiums currently in effect for the following benefits:

  • Optional Employee, Spousal, and Dependent Child Life Insurance, 100% paid by staff member

For an overview your benefits and the monthly premiums, please refer to the Benefits at a Glance document. 

Questions regarding your benefits can be addressed to UService at 403.210.9300 or [email protected].