Payment Plan

UCalgary offers self-service payment plans for all students. Your tuition and general fees can now be paid in installments over the term, rather than being due all at once on the term fee deadline.

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The Payment Plan allows students to pay their fees in installments over the course of the term. This gives students more control over their student finances, providing some flexibility in cases where there may be delays in receiving funding.

Please note that Residence fees cannot be included in a Payment Plan.

Eligibility

All student groups are eligible to opt-in to a payment plan, regardless of the program they're enrolled in. To enrol in the payment plan program, students must have paid off all past due fees, and fee notices need to be cleared from their account.

Note: Students can sign up for a payment plan one semester at a time.

Students must also be assessed a minimum amount of tuition and general fees to qualify for a payment plan in a semester:

Term	Minimum tuition amount	Administrative fee*
Fall 2022 semester	$500	$40
Winter 2023 semester	$500	$40
Spring 2023 semester	$250	$20
Summer 2023 semester	$250	$20

*Note: Thesis-based graduate students are exempt from paying this fee.

Payment instalments for all plans are due on the 30 day of the month, except in Feb. when payments are due the last day of the month.

Payment plans are subject to late payment policies.

Undergraduates, MD, PGME, and course-based graduate students:

The payment plan will spread your tuition and general fees into three instalments for a fall or winter plan, and two instalments for a spring or summer plan. The administrative fee is non-refundable.

Graduate students in thesis-based programs:

Your payment plan will have four instalments for a fall or winter plan (rather than three) and you won't be assessed the administrative fee for enrolling in a payment plan.

Related resources:

Students are able to set up a payment plan approximately 30 days prior to the start of the term. Only one payment plan will be visible to enrol in each term. The deadline to opt into a payment plan is by the tuition and fee payment deadline for the term. Refer to the academic calendar for current tuition and fee payment deadlines.

When paying your instalments, you must take processing time into account to ensure your fees are paid by the deadline. This will help you avoid holds or late interest. Students paying via CIBC/Convera - EFT, Direct Debit and WIRE need to take processing time into account when paying payment plan installments

Payment plan opening dates

Date enrolment begins	Program	Payment plan term	Deadline to apply
July 1	MD (UME), including PGME residents/fellows	Fall	Sept 23, 2022
Aug. 1	Graduate students (course- and thesis-based) and all undergraduate students (BHSc included)	Fall	Sept 23, 2022
Dec. 1	All programs	Winter	Jan 27, 2023
Apr. 1	All programs	Spring	May 11, 2022
June 1	All programs	Summer	July 6, 2022

Note: payment plan due dates and payment instalments can't be customized.

Applying for a payment plan

Eligible students can self-enrol in a payment plan through the My Financials section of their Student Centre (my.ucalgary.ca) by selecting the payment plan link. Check the "dates and deadlines" section of this webpage for information on when you can enrol in a payment plan. Only one payment plan will be visible to enrol in each term.

Refer to the how-to guide for steps to enrol in a payment plan.

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Adjusting your fees or registration

When you alter your registration or fees, the payment plan instalments will adjust accordingly. If you add/drop classes or opt out of a program/fee (such as the health and dental plan), any changes to your fees will automatically reflect in your payment plan instalments

Note: It's recommended you complete all of your term registration before either enrolling in a payment plan or making plan instalment payments.

If you have questions or concerns regarding payment plans, please contact Enrolment Services

Can I apply for a payment plan for residence fees?

The self-service payment plan is for tuition and general fees only. Students with residence charges aren't eligible to enrol in a payment plan to pay residence fees in instalments. Please visit Residence Services for residence fee information.

Can I apply for a payment plan if I owe past due fees?

Your account must be in good standing to be eligible for a payment plan. If you pay all past due fees prior to the term fee deadline, you'll be eligible to enrol in a payment plan by the deadline for the current term as long as you meet all eligibility criteria.

Can I cancel my payment plan once I’ve enrolled?

If you want to cancel your plan, you can pay the full balance of your payment plan fees instead of making monthly instalment payments. The administrative fee is non-refundable.

Note: graduate students in thesis-based programs are exempt from paying the administration fee.

Is this a good plan for international students without Canadian bank accounts?

Students should determine in advance of enrolling for a plan if a payment plan option is best for them. International students who don't have Canadian bank accounts could potentially pay a service fee for each payment plan instalment, so they should consider payment options and processing times before enrolling in a payment plan for the term.

What happens to my payment plan if I drop all courses in the term?

If you drop all of your courses prior to the term drop deadline, the impact to your fees depends on your program, please see below. If a course is dropped after the drop deadline, you are considered fully financially responsible for tuition and fees incurred, as outlined in the Academic Calendar.

Undergraduate/MD/PGME students
Your payment plan instalments will drop to zero, but you'll continue to owe the non-refundable administrative fee.

Course-based graduate students
Your tuition fees will be reduced to zero, but your payment plan will still be calculating based on your general fees for the term. If you drop all of your courses because you'd like to withdraw from your program, make sure to submit a voluntary withdrawal form to the Faculty of Graduate Studies.

Thesis-based graduate students
Your tuition fees aren't normally linked to course registration, so your payment plan is unlikely to change. If you drop all of your courses because you'd like to withdraw from your program, make sure to submit a voluntary withdrawal form to the Faculty of Graduate Studies.

What if my tuition or fees change after enrolling in the payment plan?

It's recommended you wait to enrol in a payment plan until after your registration is finalized for the term. Your payment plan instalments automatically adjust if your fees are reduced due to dropping courses, opting out of health/dental fees, and so on. You can check your payment plan instalment due dates under the Payment Plans section in the My Financials section of your Student Centre. Contact Enrolment Services if you have questions about your payment plan charges or payments. You can also review our how-to guide for help with reading your student account.

Why is there an administrative fee per semester for enrolling in a payment plan?

The administrative fee contributes to the administrative costs for providing and supporting this payment plan option for all students.

Note: graduate students in thesis-based programs are exempt from the administration fee because of the nature of their UCalgary-administered funding.

Can I enrol in a payment plan to cover two terms, such as fall and winter?

The self-serve payment plan option is only for one term at a time. Students can choose to enrol in a fall-only payment plan and then a winter-only payment plan when enrolment opens for the winter term.