How to pay your fees

The University of Calgary accepts payment for tuition and general fees primarily through Canadian banking with a personal bank account. Both domestic and international students can pay their fees online from nearly anywhere in the world through CIBC Student Pay and Convera Global Pay for Students.

Payment Plans are also available for all students in all programs. Please see our website here for eligibility, terms and conditions, and enrolment instructions.

The preferred method of payment is through online banking with a Canadian bank account. Students who do not have a Canadian bank account can pay their fees through Convera Global Pay or CIBC Student Pay.

Payment by major credit card is now available for all students. International students can utilize either Convera Global Pay or CIBC Student Pay to make a credit card payment, and domestic students can make a credit payment through CIBC Student Pay. Please note: service providers charge a processing fee on all credit transactions, which is visible before finalizing the transaction.

Students can pay their Residence and Academic fees through the options outlined on this webpage. Ensure that your payments are being directed towards the correct account type to avoid Late Interest or Service Withholds. Students paying through Canadian Online Banking can review the appropriate Payees under “Payment Tips” below.

Fall 2022: September 23, 2022

Winter 2023: January 27, 2023

Spring 2023: May 12, 2023

Summer 2023: July 5, 2023

Which payment option is right for me?

There are multiple payment options available for students. Which is right for you depends on if you hold a Canadian bank account, if you are paying from an international bank account, or if you wish to pay by credit card.

Please Note: Students are expected to make payment in advance of the term fee deadline, accounting for the processing time for their method of payment.

Payment Platform	Method of Payment	Who uses it?	Cost	Processing Time
Canadian Online Banking	Bank-to-Bank Transfer	Anyone with a Canadian Bank Account**	No Cost	3-5 Business days
CIBC Student Pay	Electronic Funds Transfer (EFT) / Wire Transfer	Anyone without a Canadian bank account OR Students unable to pay by standard bank transfer**	Exchange Rate OR Service Fee ($20.00)*	2 weeks***
CIBC Student Pay	Direct Debit	Anyone without a Canadian bank account OR Students unable to pay by standard bank transfer**	Exchange Rate OR Service Fee ($20.00)*	3 – 7 Business days***
CIBC Student Pay	Credit Payment	Anyone with a Canadian or International Credit Card	Service Fee (2–3%)*	3-5 Business days
Convera Global Pay	Electronic Funds Transfer (EFT) / Wire Transfer / Direct Debit	Anyone without a Canadian bank account	Exchange Rate	2 weeks***
Convera Global Pay	Credit Payment	Anyone with an International Credit Card	Service Fee (2–3%)*	3-5 Business days

*Service Fees are charged by the payment provider, not the University of Calgary. Service Fees differ across payment platforms, and the country the payment is originating from.

**Not all Canadian banks have the University of Calgary available as a payee. Students who bank with smaller credit unions may not be able to pay via standard bank transfer. These students can use CIBC Student Pay to organize an Electronic Funds Transfer (EFT).

***EFT/Wire/Direct Debit transactions produce a quote that must be submitted to your bank to process payment to UCalgary. After you submit the payment transfer request to your bank, the bank will begin the transaction. It will then take 3-7 business days for the payment to be processed and to appear on your UCalgary account. Processing time can be longer depending on where the payment is originating from.

Online Banking with a Canadian Bank Account

Online Banking is the fastest and preferred method of payment for any student who holds a Canadian bank account. This is available for both domestic and international students. Payments are processed by your financial institution. Payments can be made from any Canadian bank account. Funds will be applied to your UCalgary account within 5 business days.

Step 1: Log On

Log into your bank’s online system.
Step 2: Create a Payee Profile

Add the “University of Calgary – Tuition Fees” as a payee on your bill payment profile (the payee name will vary from bank to bank). If the payee is not immediately obvious, try searching for variations of the University of Calgary (UCal, UoC, UofC, etc.), and “tuition”.

Please ensure you are making payments for tuition and general fees separately from payments for residence charges. A separate residence payee (exact name will vary) and banking transaction is required to pay residence related charges.
Step 3: Enter your Account Information

The account number is your eight-digit UCalgary ID number (UCID) and the first five letters of your last name. If your entire last name is less than five characters, use your entire last name. For example:

If your name is Jane Smith, and your UCID is 00486321, then your account name would be 00486321SMITH.

If your name is Jane Zimmerman, and your UCID is 10005238, then your account name would be 10005238ZIMME.

If your name is Sara Sam, and your UCID is 30192222, then your account name would be 30192222SAM.
Step 4: Allow for Processing Time

It can take up to five business days for online payments to be processed and posted to your student account. Payments initiated on or before the term fee deadline will not be subject to penalty or late interest.

Admission deposit and application payments must be initiated the deposit/application deadline to ensure your application or offer of admission is not cancelled.

Online Banking Tips

When paying your fees to the University of Calgary with Canadian online banking, you will have to create a payee for the transaction. There is one UCalgary payee for the Academic account, for your tuition and general fees, and one UCalgary payee for the residence account, for room fees and meal plans.

Refer to the chart below to see some common banks, and how to find the correct payee. Please note that this information is subject to change.

CIBC

Search words
“Tuition” or “University of Calgary”

Academic Account Payee
University of Calgary – Tuition

Residence Account Payee
University of Calgary – Res
TD

Search words
“University of Calgary”

Academic Account Payee
University of Calgary – Tuition

Residence Account Payee
University of Calgary - Residence
RBC

Search words
“University of Calgary”

Academic Account Payee
University of Calgary – Tuition

Residence Account Payee
University of Calgary - Residence
Scotia Bank

Search words
“Calgary”

Academic Account Payee
University of Calgary

Residence Account Payee
Univ of Calgary Residence Fee
BMO

Search words
“University of Calgary”

Academic Account Payee
University of Calgary Tuition

Residence Account Payee
University of Calgary - Residence Fees
ATB

Search words
“University of Calgary”

Academic Account Payee
University of Calgary Tuition Fees

Residence Account Payee
University of Calgary Residence Fees

Pay your Fees with Convera Global Pay for Students

International students who do not hold a Canadian bank account can pay their fees by a bank-to-bank transfer or credit card through Convera Global Pay for Students. This service allows you to pay your fees in the currency of your choice, from nearly anywhere in the world. Payment by major credit card is also offered through this service, with an additional processing fee charged by the provider. For bank-to-bank transfers, there are no fees charged in addition to the exchange rate.

Detailed instructions for completing a payment can be found here.

Step 1: Access Convera Global Pay for Students

Access Convera Global Pay's University of Calgary page.
Step 2: Select the items you wish to pay for

Select the country that the payment will be originating from, then select the items you wish to pay for and input the amount. One payment can be made for both tuition and residence, as long as each payment type is selected.

Please note: Due to banking regulations, not all currencies are available. If your home currency is not offered, you can pay in another currency, such as the US dollar.
Step 3: Select your method of payment

There are no additional fees for selecting the Bank Transfer / Bank Wire options, aside from the exchange rate. An additional fee of 2.0 – 2.75% will be added to any credit card payments. This fee is placed by the service provider, not the University of Calgary.
Step 4: Complete the student / payor details and payment

To avoid delays in processing, please ensure you accurately input the student details.

If using a bank transfer / bank wire option, print off the instruction sheet and bring it to your local bank. They will be able to facilitate the transaction. Alternatively, the transaction can be completed with an online banking service.

If opting to use a credit card, the transaction can be completed entirely online.

Refer to the above chart on payment processing times to see how long your payment will take to appear posted to your account by payment type.

Pay your Fees with CIBC Student Pay

International students who do not hold a Canadian bank account can pay their fees by bank-to-bank transfer or credit card through CIBC Student Pay. This service allows you to pay your fees in the currency of your choice from nearly anywhere in the world. Payment by major credit card is also offered through this service, with an additional processing fee charged by the provider. For bank-to-bank transfers, there are no fees charged in addition to the exchange rate.

Domestic students who wish to pay by credit card can also do so through CIBC Student Pay. Please be aware that there is a service fee levied by CIBC for credit card payments. You do not need to be a CIBC client to use this service.

Detailed instructions for completing a payment can be found here.

Step 1: Access CIBC Student Pay

Access CIBC Student Pay's University of Calgary page.

You can also access CIBC Student Pay from your Student Centre.

Please note: You do NOT need to be a client of CIBC to use this service.
Step 2: Select the items you wish to pay for

Select the country that the payment will be originating from, then select the items you wish to pay for and input the amount. One payment can be made for both residence and tuition, as long as each payment type is selected.
Step 3: Select your method of payment

There are no additional fees for selecting the Bank Transfer / Bank Wire options, aside from the exchange rate. An additional fee of 2.0 – 2.75% will be added to any credit card payments. This fee is placed by the service provider, not the University of Calgary.
Step 4: Complete the student/payor details and payment

To avoid delays in processing, please ensure you accurately input the student details.

If using a bank transfer / bank wire option, print off the instruction sheet and bring it to your local bank. They will be able to facilitate the transaction. Alternatively, the transaction can be completed with an online banking service.

If opting to use a credit card, the transaction can be completed entirely online.

All payments take processing time to appear posted to your student account depending on the payment type you choose. Refer to the above chart on payment processing times to see how long your payment will take to appear posted to your account by payment type.

If you are experiencing difficulty making a payment with Convera Global Pay for Students or CIBC Student Pay, please see the contact information here.

Paying with Registered Education Savings Plans (RESPs)

Students withdrawing funds from a Registered Education Savings Plan are often required to submit a Confirmation of Registration Letter to have their funds released. This letter is available for download in the Student Centre.

To download the letter, follow the instructions given in the How-to guide .

If you have any further questions, please contact Enrolment Services directly.

External Award Payments and Sponsored Students

Students may have their education being paid in whole by a third party, with minimal exclusions, such as government agencies, companies, First Nations/Metis/Inuit groups or other organizations.

Each term you are sponsored, you must upload a sponsor letter via a student service request Third Party Sponsorship application.

To learn more about third party sponsorship, please refer to the following website: https://ucalgary.ca/registrar/finances/tuition-and-fees/third-party-sponsorship

If you receive external awards/scholarships/bursaries, these are not considered third tarty sponsors and cannot be invoiced by UCalgary for external payment.

UCalgary can take payments by External agencies through Electronic Funds Transfer (EFT) or physical cheque.

To pay by EFT through UCalgary Accounts Receivables, please contact UCalgary Finance at [email protected]
External agency cheque or money orders must be made payable to The University of Calgary, and can be sent to the following mailing address:
- Accounts Receivables
  MacKimmie Tower, 9^th Floor
  2500 University Drive NW
  Calgary, Alberta T2N 1N4

If paying by external agency cheque, submit payment as soon as possible, preferably no later than 30 days prior to the start of the term to avoid payment posting delays to the student account. Payments made later than 30 days prior to term start may result in late interest and holds being assessed to the student’s account due to payment processing time. Payment by external agency cheque can take up to 4 weeks for processing to the student account, and requires supporting documentation referencing the student, otherwise delays in applying payment to the student account may occur. Students are accountable for any holds or late interest incurred due to the processing time for external agency payments.

Tax information for External Awards recipients:

Please refer to the following webpage for any tax impacts to students receiving External Award payments.

Personal Cheques, Money Orders, or Bank Drafts – Not Accepted

Personal cheques, money orders and bank drafts are no longer accepted by Enrolment Services as a form of payment as of Winter 2021. Personal cheques, money orders and bank drafts that are sent to Enrolment Services will be returned to sender.

Refer to the steps above to pay your fees by online banking, Convera Global Pay for Students, or CIBC Student Pay.

In-Person Payments – Not Accepted

As of winter 2021, in person tuition payments are no longer available. Please see the above online payment options. Students with external agency payments, please see “External Award Payments and Sponsored Students” for additional information.

Can I pay my fees by credit card?

Yes! International students can use either Convera Global Pay for Students, or CIBC Student Pay to pay their fees by major credit card. Domestic students can utilize CIBC Student Pay to pay their fees by credit card as well. Please note that the service providers charge a processing fee for all payments made by credit card.

I made a payment, but it is not appearing in my Student Centre.

All payments take processing time to appear posted to the student account. Refer to the above chart on payment processing times to see how long your payment will take to appear posted to your account by payment type. Refer to the Payment Issues page for instructions on how to address a payment that is taking longer than expected based on the processing times chart above.

Will I get late interest if I pay tuition fees on the term fee deadline?

Domestic payments through Canadian online banking are the preferred method of payment for the University of Calgary. Students paying their fees from a Canadian Bank Account should not see any penalties applied if payment is initiated on or before the term fee deadline.

International payments through CIBC Student Pay or Convera Global Pay can be subject to delays outside the universities control. The university is not responsible for delays in posting payment from sanctioned countries, or countries experiencing economic crisis.

International students are advised to obtain a Canadian bank account once they arrive in Canada. More information on getting a Canadian bank account can be found here.

Should I enroll in a Payment Plan if my payment might be delayed?

If you initiated payment on or before the term fee deadline, your payment is considered on time, and a payment plan would be unnecessary. If you are unable to pay the full amount of tuition and general fees by the term fee deadline, then the Payment Plan may be considered. If you are paying fees by direct debit, EFT or wire transfer through CIBC Student Pay or Convera Global Pay, a payment plan may not be ideal given the processing times involved in transferring funds. Refer to the above chart to learn more about processing times by payment type.